
Cargodian.Trade
THE NEXT GENERATION OF TRADE FINANCE
Cargodian.Trade is the alternative to letters of credit (L/C), supply chain finance products (SCF) and credit insurance.

Cargodian is a new, innovative digital platform for secure and efficient global trade with guaranteed and automated payments.
Cargodian is the Guardian who protects the interests of both trading partners. It effectively protects both trading partners by entering the respective trade chain of a mercantile trade transaction as an intermediary (middleman). Payments are automatically made event-based, step-by-step, until the trade is fully settled. Comparable to transactions under a letter of credit, the trade transaction is secured by the online platform, thereby guaranteeing both trading partners secure financial settlement and enabling a quality check for the delivered goods before the purchase price is paid in full.

Cargodian gives back control to exporters and importers over their trade business. They decide for themselves again, not their bank or credit insurance.
Cargodian as Intermediary (middleman)
Why is Cargodian stepping into YOUR trade? Why should a company stand between me and my supplier? Will I lose contact with my trading partner?
You will continue to maintain contact with your trading partner. Through our platform, you enter YOUR trade in close coordination with your trading partner. We then join the mercantile trade as an intermediary (in the so-called third-party distance sales model). This allows us to fulfill our role as Guardian and to realize the advantages of Cargodian for you.
- Neutral third party: Cargodian is not a competitor. We support your international business.
- Extensive Compliance Checks: We audit both trading partners and the mercantile trade goods according to various criteria (KYB, sanctions and embargoes).
- Comparable to payment service providers, Cargodian offers buyer and seller protection: if the service is not provided in the agreed quality and quantity, the purchase price is not paid in full until a solution is found for both parties.
- Fully Digital - no manual processes or lengthy decision making.
- Free choice of trading and payment currency on both sides: Local country currency, USD or EUR.
- Your money is protected against embezzlement.
- Your credit line (e.g. with a credit insurance company) is not debited.
- Cargodian is on site in many countries and can support directly.
- One global point of contact for buyers and sellers.
- Documents are stored via blockchain on the platform in an audit-proof manner, which guarantees that your data is immutable.
- Contract data and events are shared in real time between trading partners.
Cargodian is the New Name of Trust

Global trade simple, fast and secure in just 5 steps:
Using Cargodian is very easy for sellers and buyers: access via any web browser, whether laptop, desktop or mobile devices.
Step 1 - The trade contract
Buyer and seller agree on a mercantile trade of goods.


You place your trade transaction at Cargodian.Trade, irrespectively if you are the buyer or seller of the goods. Your trading partner also receives access to the platform.
As soon as both trading partners have entered, reviewed and finally confirmed all details, Cargodian starts its verification process.
In a next step Cargodian checks the trading partners and their beneficial owners (the so-called Ultimate Beneficial Owners, UBO) as well as the type of goods involved in the trade transaction against sanctions and embargo lists.

Both trading partners can make changes to the trade transaction and confirm them to each other at any time before the goods are shipped.
Step 2 – Down-payment of the buyer to Cargodian
The buyer makes the first partial payment to Cargodian before the goods are shipped. The seller does not ship the goods until the first partial payment is received by Cargodian.
Two or three partial payments can be agreed between the buyer and the seller. The number of partial payments depends on the timespan between the confirmation of the trade by Cargodian, dispatch by the seller and delivery to the buyer.

Step 3 - Deposit from Cargodian to the seller
The seller is responsible for the export formalities in the country of shipment and provides Cargodian with all originals of the Bill of Lading (B/L).
In the bill of lading, Cargodian must be entered as consignee.
Once Cargodian has validated the bill of lading, the first partial payment is made to the seller.

Step 4 - Buyer's final payment to Cargodian
Once the goods arrive at the country of destination, the buyer will be requested to make the final partial payment to Cargodian.
Upon receipt of payment, Cargodian will release the goods in favor of the buyer.

Step 5 - Final payment Cargodian to the seller
The buyer is responsible for the import formalities and inspects the merchandise. After confirmation of quality and quantity by the buyer, the transfer of the final part payment to the seller is triggered automatically.

Cargodian enables global trade fast, easy and secure. The alternative to a conventional letter of credit or other supply chain finance products.
New, innovative and secure: the direct way for you and your trading partner.